The Management Team has experience in the area of FINANCIAL SERVICES, Crisis Management/Business Improvement and is available to assist in identifying major problems, controlling and stabilizing such situations, and then developing and implementing a plan to improve the business. In many situations, bankruptcy can be avoided if experienced consultants are engaged before the business problems become too serious and acute. Our team of consultants are available to assist in projecting cash flow and in relating the projected cash flow to return on investment for both the existing as well as potential revised capital structures. Members of the consulting group are also available to assist with planning and completing revisions to the existing capital structure. The successful and efficient implementation of a financial restructuring requires a well-coordinated group effort among management and its legal, accounting, tax and financial advisors and often requires the services of "Investment Bankers." The consulting group is experienced in coordinating work among such professionals and in completing complex financial transactions. In those situations where a company finds the filing of a bankruptcy to be an essential step, planning for the impact of the bankruptcy and planning how to go through the bankruptcy becomes macro business issues. Relationships with lenders, vendors, customers and employees are absolutely essential if the company is to have any hope of returning the business to profitability and to survive under the bankruptcy.

Financial and operational plans must be developed and presented successfully to the Court if the company is to be successful. The key in bankruptcy is to emerge from the proceeding as a profitable business, and to maintain relationships with lenders, vendors, customers, and employees. Our consultants are available to assist in these crucial areas and have proven expertise in preparing and presenting business plans for the Court as well as in delivering expert testimony in Court hearings. In those situations where the company cannot survive the consultants have experience in business liquidations, and have demonstrated their expertise in maximizing asset liquidation values, which serves to minimize the amount of any unsatisfied secured liabilities.